5 Best Cash Back Credit Cards for 2018

5 Best Cash Back Credit Cards for 2018

For most people, cash back cards are some of the most sought-after on the market. Unfortunately, not all cash back credit cards are treated equally. Since they’re so popular, some companies offer cash back credit cards with few benefits in an attempt to lure in new customers. Others provide you with real benefits that make their cards rewarding to use. Five of the best cards are

• Discover It Cash Back Match,
• Chase Freedom,
• Chase Freedom Unlimited,
• Barclaycard CashForward World MasterCard, and
• Wells Fargo Cash Wise Credit Card.

Below is a closer look at these credit cards and what makes them the best that you can get in 2018.

What Makes the Discover It Cash Back Match So Great?

Discover It cards have always offered great cash back rewards. This card allows you to earn not only 1 percent unlimited cash back on all purchased but also up to 5 percent cash back on revolving categories. The great thing about this card is that these categories are broad and usually include places where people are likely to shop. What sets the Discover It Cash Back Match card apart from other Discover It cards is that it matches the amount of rewards money that you earn in your first year. Earn $200 in rewards, and Discover will turn it into $400. That’s one cash back offer that’s hard to beat.

How Does the Chase Freedom Card Stack Up?

Chase typically has great cash back cards, and the Chase Freedom card is no different. Much like the Discover It card, you can earn 1 percent cash back on all of your purchases and up to 5 percent cash back on select categories. The real benefit of the Chase Freedom card is that you can earn a $150 cash back bonus after you spend only $500 in purchases in three months. That’s a lower threshold than most cards offer.

What Benefits Does the Chase Freedom Unlimited Card Offer?

The Chase Freedom and Chase Freedom Unlimited credit cards are very similar. However, the Chase Freedom Unlimited version is for people who don’t like revolving categories to earn 5 percent cash back. Instead, this card gives 1.5 percent cash back on everything that you purchase. Just like the other Chase card, you still earn the $150 bonus for spending $500 in your first three months.

What Do You Get With the Barclaycard CashForward World MasterCard?

This Barclaycard sets itself apart from the rest by offering 1.5 percent cash back on everything that you buy. You also get a $100 cash reward when you spend $500 in 90 days. What makes this card different, however, is that you earn a 5 percent cash reward on all of cash back that you redeem. This is one of the only cards that gives you money for redeeming your cash back reward.

How Does the Wells Fargo Cash Wise Credit Card Stack Up?

On paper, the Wells Fargo Cash Wise may look similar to other cards on this list. After all, it offers 1.5 percent cash back for purchases. You can also earn $150 back after spending at least $1,000 in three months. The difference, however, is that this card lets you earn 1.8 percent cash back when paying for purchases with Apple Pay or Android Pay. If these are services that you use a lot, then this card is a great option.

Check out these cards today if you’re looking for credit cards that offer you the best ways to earn cash back.

Leave a Reply

Your email address will not be published. Required fields are marked *